Loan Officer - SME at Alert Microfinance Bank

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Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.

We are recruiting to fill the position below:

 

Job Title: Loan Officer – SME



Location: Lagos Island, Lagos



Employment Type: Full-time

Job Description

• Market loan products and process loan applications for a small-to-medium enterprise.



• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans



• Determine all applicable ratios and metrics and set up loan payment plans



• Presenting loan proposals to the credit units and informing the client about the decision of the credit units



• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs



• Ensuring high-quality standards of the bank’s credit portfolio



• Ability to meet and exceed targets while actively working to increasing business portfolio and client base.



• Complete loan contracts and counsel clients on policies and restrictions



• Opening loan applications Conducting loan analysis by visiting the business and household of clients



• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

Key Requirements

• Minimum of a B.Sc. or its equivalent in Marketing or related field.



• Ability to disburse SME and Microloans in large volumes without default



• Experienced in repayment tracking and loan collection without a day default



• Minimum of 2 – 3 years cognate experience from a reputable Microfinance Bank.



• Sound Risk Management experience



• Good knowledge of Lagos Island and Mainland markets

Skills:

• Detailed and target-oriented



• Excellent team spirit and communications skills



• Excellent Human Relations and Inter-personal skills



• Goal-oriented.

 

 

How to Apply



Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using the “Loan Officer – SME” as the subject of the email.

Note: Only qualified candidates will be shortlisted

 

Application Deadline  6th July, 2021.

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source: https://jobcenternigeria.com/loan-officer-sme-at-alert-microfinance-bank-2/